1. Introduction

GoFarmer operates as an agritech and investment platform offering Shariah-compliant agricultural investment opportunities. These Terms & Conditions govern the use of GoFarmer’s website, services, and participation in any investment projects. By using our platform or investing, you agree to these terms.

2. Investment Structure

• All projects are structured under Murabaha (Buy-and-Sell) contracts, ensuring Shariah compliance.
• Investors participate by purchasing commodities through GoFarmer, which then sells them to registered merchants at a pre-agreed margin.
• GoFarmer assumes possession and operational responsibility, including storage and quality monitoring, until the sale of the commodity.

3. Risk & Liability

• Once the product is handed over to the merchant, investors do not share in any post-sale losses.
• Returns are dependent on the successful execution of the trading cycle and market conditions.
• GoFarmer employs robust risk management—controlled storage, field inspections, and digital monitoring—to reduce operational and market risks, providing an advantage over typical agribusiness startups.

4. Returns & Service Charges

• Returns are calculated based on the pre-agreed profit margin under the Murabaha contract.
• A 5% service charge on profits applies, which is already excluded from all projected ROI figures.

5. Investor Eligibility

• Participants must be legally competent to invest and comply with local regulations.
• Funds invested must be committed for the entire project duration; early withdrawal is not permitted.

6. Intellectual Property

All content, designs, and materials on the GoFarmer platform are the property of GoFarmer. Unauthorized use is prohibited.

7. Modification of Terms

GoFarmer reserves the right to update or modify these Terms & Conditions.